Lending Software with Loan Origination & Management

Complete lending software to streamline loan management and improve your lending business in 2-4 weeks. 

 

Proven lending solution in all-in-one software for microfinance

A comprehensive microfinance lending software proven by retail banks. Take advantages of bank-grade solution tailored for microfinance business.
Time to market
  • Pre-built modules to launch in under 4 weeks
  • Customizable Decision-making engine and Lending Business Process flow
Cost-effective
  • Vast functionality available out-of-the-box
  • Fully digital and paperless built-in process
Trusted by banks
  • High-load system proven by 3M+ inquiries per year
  • Security and Data protection tested with numerous banking clients

Start and scale lending business faster with the micro-financing software

White label lending solution with pre-build elements to launch your microfinance business quicker. Maximize efficiency, minimize development time, and start serving your customers faster with our customizable microfinance software.

 

 

Landing page

  • Landing page template with ability to customize
  • Intuitive navigation
  • Real-time loan calculator
  • FAQ section
  • Customizable application form

Borrower portal

  • Pre-build borrower portal with ability to customize
  • Loan Application status
  • Loan servicing and history
  • Control over loans and schedules

Back office

  • Detailed overview of the loan applications
  • Decisions status and statistics
  • Configurable product catalogue
  • Predefined loan products:
    • Payday loan
    • Personal loan
    • Point of sale (POS) loan
    • Buy now pay later (BPNL) loan
  • Related transactions
  • Dynamic amortization schedules with repayments
  • Build-in calculation logic
  • Document and notification templates

Credit Scoring and decisioning

  • Low-code decision flow builder
  • Pre-build risk strategies with ability to adjust
  • Validation rules
  • Score cards builder
  • Decision tables builder
  • PMML models
  • API Connector builder

Flexible lending software solution

Over 40 MFIs already benefit from the use of ABLE
Fast launch
Speed up your time-to-merket. We our pre-build modules launch as fast as 4 weeks
Easy modification
Change process flows, rules and strategies easily with our no-code engine
Quick integration
Scale your business with simple third-party integrations such as credit bureaus, KYC, and more

Success stories

Learn about recent success stories of retail banks that benefited greatly from our microfinance loan solution.
Replacement of Lending platform in 8 weeks
Implementation of ABLE Scoring and Decision-making solution
ABLE platform to power the consumer lending startup business

Replacement of Lending platform in 8 weeks

European Microfinance lender selected ABLE to streamline and automate its loan underwriting process in less than 2 months time-to-market

ABLE lending platform was the best fit to replace the initial lending solution because ABLE has reach functionality that is flexible and fast to implement

  • ABLE platform maintained a quick integration with the Open API service
  • ABLE platform is powered by an in-house developed Decision-making engine to automatize customer data processing
  • Decision-making engine allows ABLE to have 10x faster borrower evaluation and lending decisions

In addition, ABLE improved the outdated lending process, which had been re-configured in less than 1 month during the period of implementation

  • ABLE is run by an in-house BPM low-code micro-lending platform to allow process configuration in a matter of days, not months

As a result of the project, our client improved the conversion rate by 30% and introduced fully automated “the best product to offer” with less than 60 seconds response time

A Microfinance company from Europe needed to streamline their loan underwriting process to improve conversion rate and propose better services.

The Lender chose ABLE MFI as a lending software solution for processes optimisation. We had strict deadlines (less than 1 month for implementation), as the Lender would like to launch a special offer for the Christmas period. Our solution allowed quick integration with Open API service. Inbuilt BRMS helped to process the customer’ data in an automatic way. This helped the company to evaluate the creditworthiness of potential borrowers and make lending decisions in a fraction of the time it previously took and offer new products to customers, as was planned. Now the approval could be done in less than a minute and conversion rate increased by 30%

Implementation of ABLE Scoring and Decision-making solution

ABLE contains an in-house developed Decision-making engine together with flexible integration and Business Process Automation functionality. For these reasons, a microfinance organization in Asia selected ABLE to reduce manual labor and speed up scoring decision-making.

ABLE lending platform was the best fit to replace the initial lending solution because ABLE has reach functionality that is flexible and fast to implement

First, our client required a smooth integration of its mobile app data and external data providers into the scoring system.

Second, ABLE automated scoring decision-making in real-time.

Third, ABLE consolidated different software modules into a single lending platform with scoring hosting, lending management, and real-time loan disbursement modules.

  • ABLE is used to automate and consolidated in a single application lending back office processes

ABLE helped the organization to reach 98% of decisions automatically with no manual underwriting and to decrease the default rate from 16% to 9%

ABLE platform to power the consumer lending startup business

ABLE was selected to power the startup microfinance business with minimum add-on requirements. Our team delivered the web application, automated decision-making, and several key integrations within the limited budget (less than $25.000) in several weeks

Our client decided to work with us because ABLE microfinance management system is a flexible and easy-to-use platform.

  • ABLE delivered a ready-made landing page and a borrower portal
  • In addition, ABLE contained an in-house developed decision rule builder to implement several risk strategies
  • Also, ABLE had customizable scorecards and decision trees to combine borrower data and 3rd party services (Credit Bureaus, Taxation info providers, etc) for instant decisions

As a result of the implementation, the microfinance organization issued its first loan 3 weeks after the start of the project

Choose the price plan according to your needs

Flexible pricing and individual approach tailored to your business size and goals
STARTER
PROFESSIONAL
ENTERPRISE
STARTER
  • Standard Landing Page
  • Borrower Portal
  • KYC checks
  • Credit Bureau integration
  • Notification centrer
  • Basic Decision Automation
  • Custom Application form
  • Automatic disbursement
  • General Ledger integration
PROFESSIONAL
  • Standard Landing Page
  • Borrower Portal
  • KYC checks
  • Credit Bureau integration
  • Notification center
  • Custom Application form
  • Automatic disbursement
  • Advanced Decision Automation
  • General Ledger integration
ENTERPRISE
  • Custom landing page
  • Custom application form
  • Borrower Portal
  • Credit Bureau integration
  • KYC checks
  • Notifications center
  • Automatic disbursement
  • Custom Decision Automation
  • General ledger
  • More customizations

Looking for microfinance lending automation?

Launch a microfinance lending platform
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