Automated Car Title Loan & Financing Software for Subprime Lenders
2x
faster loan approvals
70%
lower servicing costs
5×
more loans serviced
Everything You Need to Manage Car Title Lending On One Platform
Automated Title & Vehicle Verification
Instantly validate ownership and title status with integrated lienholder and DMV checks — no manual lookups required
Prebuilt Loan Workflows
Accelerate onboarding with low-code flows for subprime borrowers, including document uploads, credit scoring, and e-signature capture
Real-Time Decisioning Engine
Use custom rules and AI-based risk scoring to approve loans instantly even for thin-file or non-prime borrowers
Flexible Collateral & Loan Product Setup
Configure secured loan terms, LTV ratios, grace periods, and asset types across multiple lending programs
Compliance-Ready by Default
Ensure every origination is aligned with CFPB and state-specific title lending laws — including disclosures, limits, and APR caps
Automated Title & Vehicle Verification
Instantly validate ownership and title status with integrated lienholder and DMV checks — no manual lookups required
Prebuilt Loan Workflows
Accelerate onboarding with low-code flows for subprime borrowers, including document uploads, credit scoring, and e-signature capture
Real-Time Decisioning Engine
Use custom rules and AI-based risk scoring to approve loans instantly even for thin-file or non-prime borrowers
Flexible Collateral & Loan Product Setup
Configure secured loan terms, LTV ratios, grace periods, and asset types across multiple lending programs
Compliance-Ready by Default
Ensure every origination is aligned with CFPB and state-specific title lending laws — including disclosures, limits, and APR caps
Lend More. Work Less. Grow Your Auto Title Business.
Designed for BHPH Dealers, Subprime Lenders & Auto Finance Teams
Buy Here Pay Here car dealerships
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Approve and fund car title loans directly at the point of sale
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Automate payment reminders, collections, and repossession triggers
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Reduce manual paperwork with digital contracts and e-signatures
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Track vehicle titles, lien statuses, and payoff timelines in one place
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Simplify in-house financing with flexible repayment models
Subprime lenders offering car title loans
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Speed up originations with real-time credit checks and risk scoring
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Stay compliant with CFPB and state-level title lending regulations
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Manage loan servicing, extensions, and delinquencies automatically
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Offer mobile-friendly applications and borrower portals
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Scale loan volume without increasing headcount or overhead
Used car financing providers
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Customize loan products for different vehicles and borrower profiles
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Eliminate spreadsheets and disconnected systems
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Automate interest calculations, document verification, and renewals
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Gain full visibility into loan performance with real-time dashboards
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Sync with DMV/title records and accounting tools
Types of deployment
SaaS means that the production servers are in our control.
For SaaS deployment we use a mixed approach, which is close to Single-tenancy. This is dictated by the requirements of our customers, each customer wants to have a dedicated installation that can be highly customized and secured from others. Therefore, we usually install a dedicated application and a dedicated database scheme for each customer, so that we can apply any additional functionality independently.
On-Premise means that the production servers aren’t in our control. So that Private Cloud or Private Servers are both On-Premise installations.
This server architecture is an example of on-premise installation in a Bank. It contains two app-nodes with load balancer for higher availability.
Latest news
FAQ on Car Title Loan Software
- Automate Loan Origination for Faster Approvals Achieve up to 30% faster loan approvals by automating the origination process, reducing manual steps, and increasing accuracy.
- Reduce Costs by 70% Enjoy high-performance efficiency with proven reliability
- Score Anyone, Anytime with ABLE’s seamless credit scoring for both individuals and businesses.
- Achieve Full Lifecycle Loan Automation with a system designed for all loan types and processes.