Multichannel communication with a client, from application to disbursement
Fully automated decision-making process
Flexible product catalog and proposal matrix calculation
UI for application initiation and processing, smart data capture
OCR, built-in document management system
And much more …
Cross-sell, up-sell, regular changing of limit and other terms
Personal offers and target promotions calculation
Recommendations customers retention
Recommendations for bad debt management
Immediate response to events as well batch calculations
And much more…
Pre-collection, Collection and Recovery process automation
Integration with IVE, including predictive and progressive mode
Configurable Web UI for all agents, personal and group tasks and queues
Mobile application for Field collectors, GPS and offline-mode
Collection agency management, API for integration
Real-time and batch event processing
ABLE Platform™ covers up to 80% of business needs out-of-the-box, while keeping high adaptability to non-standard requirements. With highly scalable and microservice architecture, ABLE loan management system reduces cost of development and accelerates time to market. Standalone microservices support scale-out components and keep ABLE Platform™ up and running 24/7.
Microservice architecture. Low-code components: Mendix, OutSystems, ProcessMIX, Loginom, etc.
Flexible, modular design. New modules can be easily attached to cover the full credit lifecycle.
Extendable access model. 400+ preconfigured user permissions and 15+ roles out of the box.
ABLE supports high load: more than 1 application per second. Simultaneously work with hundreds of concurrent users in the system.
Lightweight implementation in 2 months: from the start of the project to the first issued loan. Proven and referenceable!
Up to 80% of business requirements can be covered by the out-of-the-box functionality. 100% of the functionality is open and customisable.
ABLE covers the needs of bank loan software, cash loan software, installment loan software, personal loan software, small loan software, and more. Tier 1 and Tier 2 banks and microfinance institutions use our solutions to ensure a continuous and high-quality lending process.
One platform for the full customer lifecycle
Up to 80% of business requirements covered out of the box
Low Time-to-market: 2-4 months for the 1st product
70% operational cost reduction, compared to manual process
Smooth customer experience: 15 seconds till application approval, 15 minutes for loan disbursement
AI powered precision of loan decision-making