Try it now

Loan management software

We provide scalable loan software for lenders and banks. Explore the power of the ABLE Platform™, the true composable loan management system. Automate the entire credit lifecycle from origination to servicing and collections.

Schedule a Demo
ALL TYPES OF LOANS

End-to-end loan management software

Consumer lending
  • Personal loans
  • Microfinance & payday loans
  • Credit cards
  • POS loans
  • Mortgages
  • Auto finance
  • Refinancing loans, and more

Commercial lending
  • Business and SME lending
  • Merchant cash advance
  • Working capital
  • Credit line
  • Factoring and trade financing
  • Leasing and brokerage
  • Equipment financing, and more


Year Established
Products
Team Size
Clients
THREE COMPONENTS

ABLE Platform™ components

Year Established
Products
Team Size
Clients

Loan Origination

  • Multichannel communication with a client, from application to disbursement

  • Fully automated decision-making process

  • Flexible product catalog and proposal matrix calculation

  • UI for application initiation and processing, smart data capture

  • OCR, built-in document management system

  • And much more …

Loan Servicing

  • Cross-sell, up-sell, regular changing of limit and other terms 

  • Personal offers and target promotions calculation

  • Recommendations customers retention

  • Recommendations for bad debt management

  • Transaction authorisations

  • Immediate response to events as well batch calculations

  • And much more…

Debt Collection

  • Pre-collection, Collection and Recovery process automation

  • Integration with IVE, including predictive and progressive mode

  • Configurable Web UI for all agents, personal and group tasks and queues 

  • Mobile application for Field collectors, GPS and offline-mode

  • Collection agency management, API for integration

  • Real-time and batch event processing 

  • And much more…
FEATURES

Loan management software features

ABLE Platform™ covers up to 80% of business needs out-of-the-box, while keeping high adaptability to non-standard requirements. With highly scalable and microservice architecture, ABLE loan management system reduces cost of development and accelerates time to market. Standalone microservices support scale-out components and keep our loan account management system up and running 24/7.

Enterprise Stack

Microservice architecture. Low-code components: Mendix, OutSystems, ProcessMIX, Loginom, etc.

Modular architecture

Flexible, modular design. New modules in our cash loan software can be easily attached to cover the full credit lifecycle.

Security by design

Extendable access model. 400+ preconfigured user permissions and 15+ roles out of the box.

High performance

ABLE as a money lending management system supports high load: more than 1 application per second. Simultaneously work with hundreds of concurrent users in the system.

Fast time to market

Lightweight implementation in 2 months: from the start of the project to the first issued loan. Proven and referenceable!

Pre-configured components

Up to 80% of business requirements can be covered by the out-of-the-box functionality. 100% of the functionality is open and customisable.

Year Established
Products
Team Size
Clients
Schedule a Demo
ALL TYPES OF LOANS

Trusted by banks and fintechs

ABLE as an end-to-end lending software covers the needs of bank loan software, cash loan software, installment loan software, personal loan software, small loan software, and more. Tier 1 and Tier 2 banks and microfinance institutions use our solutions to ensure a continuous and high-quality lending process.

Year Established
Products
Team Size
Clients
ADVANTAGES

Why clients choose our cash loan management system

For large or small financial organisations, ABLE makes lending easier by improving customer onboarding, increasing transparency and streamlining back-office operations.

  • One platform for the full customer lifecycle

  • Up to 80% of business requirements covered out of the box

  • Low Time-to-market: 2-4 months for the 1st product

  • 70% operational cost reduction, compared to manual process

  • Smooth customer experience: 15 seconds till application approval, 15 minutes for loan disbursement

  • AI powered precision of loan decision-making

Recent projects

We have successfully delivered over 65 projects in lending and banking process automation thanks to our micro-loan management software. Some of them are under NDA, though some we are glad to share with you.

More case studies
Loan origination

Lending Platform improved loan origination process

Scoring

Hosting scorecards without the Bank’s IT department

Early Warning

Early Warning System for the Retail Commercial Bank

Collection

Soft-collection Remastering in a Bank

What Our Clients Are Saying

“Very mature solution for loan origination and servicing that has rich features and a powerful decision engine.

Fast deployment within 3 months, a lot of features are available out-of-the-box. The platform automates the entire loan origination process front-to-back. Gave about 558% improvement in productivity. Availability of multichannel interaction with customers like chatbots, messengers, etc.”

Paul Maleski
Product Owner

FAQ

What is the ABLE Platform?

ABLE Platform is a loan management system for the end-to-end automation of the entire process—from loan origination and servicing to debt collection and new product offerings.

What loan management software is currently used in the lending industry?

The lending industry is densely saturated with various loan management software offered by a lot of development companies. Now, digital platforms can support either separate aspects of the lending process (e.g. loan origination, loan servicing, etc.) or enable financial institutions to automate the overall loan lifecycle.

How can the ABLE Platform help improve loan management efficiency?

The ABLE Platform can significantly improve loan management efficiency by automating the entire credit lifecycle from origination to servicing and collections. 

With its scalable loan software, the platform streamlines processes and reduces manual tasks, saving time and resources. It offers features such as multichannel communication with clients, fully automated decision-making processes, flexible product catalogs, recommendation engines for cross-selling and up-selling, and automation of debt collection processes. 

By leveraging the platform’s capabilities, financial organizations can enhance customer onboarding, increase transparency, and streamline back-office operations, resulting in improved loan management efficiency.

How much does it cost to use a credit management platform?

To get accurate pricing details, we recommend scheduling a demo with the ABLE team. During the demo, our staff can provide a tailored pricing structure based on the specific needs and objectives of your organization.

The platform offers a range of features and customization options to meet the unique requirements of different financial organizations. The cost may vary based on factors such as the scope of implementation, the scale of operations, and additional customizations needed.


Privacy Settings
We use cookies to enhance your experience while using our website. If you are using our Services via a browser you can restrict, block or remove cookies through your web browser settings. We also use content and scripts from third parties that may use tracking technologies. You can selectively provide your consent below to allow such third party embeds. For complete information about the cookies we use, data we collect and how we process them, please check our Privacy Policy
Youtube
Consent to display content from - Youtube
Vimeo
Consent to display content from - Vimeo
Google Maps
Consent to display content from - Google
Spotify
Consent to display content from - Spotify
Sound Cloud
Consent to display content from - Sound
Get in touch