Lending Software with Loan Origination & Management
Complete lending software to streamline loan management and improve your lending business in 2-4 weeks.

Proven lending solution in all-in-one software for microfinance
- Pre-built modules to launch in under 4 weeks
- Customizable Decision-making engine and Lending Business Process flow
- Vast functionality available out-of-the-box
- Fully digital and paperless built-in process
- High-load system proven by 3M+ inquiries per year
- Security and Data protection tested with numerous banking clients
Start and scale lending business faster with the micro-financing software
White label lending solution with pre-build elements to launch your microfinance business quicker. Maximize efficiency, minimize development time, and start serving your customers faster with our customizable microfinance software.
Landing page
- Landing page template with ability to customize
- Intuitive navigation
- Real-time loan calculator
- FAQ section
- Customizable application form

Borrower portal
- Pre-build borrower portal with ability to customize
- Loan Application status
- Loan servicing and history
- Control over loans and schedules

Back office
- Detailed overview of the loan applications
- Decisions status and statistics
- Configurable product catalogue
- Predefined loan products:
- Payday loan
- Personal loan
- Point of sale (POS) loan
- Buy now pay later (BPNL) loan
- Related transactions
- Dynamic amortization schedules with repayments
- Build-in calculation logic
- Document and notification templates

Credit Scoring and decisioning
- Low-code decision flow builder
- Pre-build risk strategies with ability to adjust
- Validation rules
- Score cards builder
- Decision tables builder
- PMML models
- API Connector builder

Flexible lending software solution
Success stories
Replacement of Lending platform in 8 weeks
European Microfinance lender selected ABLE to streamline and automate its loan underwriting process in less than 2 months time-to-market
ABLE lending platform was the best fit to replace the initial lending solution because ABLE has reach functionality that is flexible and fast to implement
- ABLE platform maintained a quick integration with the Open API service
- ABLE platform is powered by an in-house developed Decision-making engine to automatize customer data processing
- Decision-making engine allows ABLE to have 10x faster borrower evaluation and lending decisions
In addition, ABLE improved the outdated lending process, which had been re-configured in less than 1 month during the period of implementation
- ABLE is run by an in-house BPM low-code micro-lending platform to allow process configuration in a matter of days, not months
As a result of the project, our client improved the conversion rate by 30% and introduced fully automated “the best product to offer” with less than 60 seconds response time
A Microfinance company from Europe needed to streamline their loan underwriting process to improve conversion rate and propose better services.
The Lender chose ABLE MFI as a lending software solution for processes optimisation. We had strict deadlines (less than 1 month for implementation), as the Lender would like to launch a special offer for the Christmas period. Our solution allowed quick integration with Open API service. Inbuilt BRMS helped to process the customer’ data in an automatic way. This helped the company to evaluate the creditworthiness of potential borrowers and make lending decisions in a fraction of the time it previously took and offer new products to customers, as was planned. Now the approval could be done in less than a minute and conversion rate increased by 30%
Implementation of ABLE Scoring and Decision-making solution
ABLE contains an in-house developed Decision-making engine together with flexible integration and Business Process Automation functionality. For these reasons, a microfinance organization in Asia selected ABLE to reduce manual labor and speed up scoring decision-making.
ABLE lending platform was the best fit to replace the initial lending solution because ABLE has reach functionality that is flexible and fast to implement
First, our client required a smooth integration of its mobile app data and external data providers into the scoring system.
Second, ABLE automated scoring decision-making in real-time.
Third, ABLE consolidated different software modules into a single lending platform with scoring hosting, lending management, and real-time loan disbursement modules.
- ABLE is used to automate and consolidated in a single application lending back office processes
ABLE helped the organization to reach 98% of decisions automatically with no manual underwriting and to decrease the default rate from 16% to 9%
ABLE platform to power the consumer lending startup business
ABLE was selected to power the startup microfinance business with minimum add-on requirements. Our team delivered the web application, automated decision-making, and several key integrations within the limited budget (less than $25.000) in several weeks
Our client decided to work with us because ABLE microfinance management system is a flexible and easy-to-use platform.
- ABLE delivered a ready-made landing page and a borrower portal
- In addition, ABLE contained an in-house developed decision rule builder to implement several risk strategies
- Also, ABLE had customizable scorecards and decision trees to combine borrower data and 3rd party services (Credit Bureaus, Taxation info providers, etc) for instant decisions
As a result of the implementation, the microfinance organization issued its first loan 3 weeks after the start of the project
Choose the price plan according to your needs
- Standard Landing Page
- Borrower Portal
- KYC checks
- Credit Bureau integration
- Notification centrer
- Basic Decision Automation
Custom Application formAutomatic disbursementGeneral Ledger integration
- Standard Landing Page
- Borrower Portal
- KYC checks
- Credit Bureau integration
- Notification center
- Custom Application form
- Automatic disbursement
- Advanced Decision Automation
- General Ledger integration
- Custom landing page
- Custom application form
- Borrower Portal
- Credit Bureau integration
- KYC checks
- Notifications center
- Automatic disbursement
- Custom Decision Automation
- General ledger
- More customizations
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